Osper - Empowering Young People to manage their money responsibly

Mobile banking for Young People

Get the app and order a free Osper Card today.

Order a free Osper Card
The Osper app is available for iPhone, iPad and Android.

Watch Osper in action

"A first debit card for Young People"
– financial times

"It’s teaching me how to relax a bit when it comes to finances with my children."

Davina's Story

"Brilliant way for children to have their own debit card. Easy to use and safe"
David - Osper Dad

As featured on

The Osper Prepaid Debit Card

The Osper debit card with your name is a completely safe and secure way to spend. Use it anywhere that Mastercard® debit cards are accepted.

Shops & ATMs
online
Lock/Unlock

Osper is powered by Mastercard

The Osper App

Mobile banking built just for families

For Young People

Check your balance
Know how much money you have, whenever you need.
Understand your spending habits
Tag your spends with a category, and see which categories you spend the most in each month.
Save for a rainy day
With Osper it's easy to keep some money away for something special.
Invite family to give you money
Family and friends can put money on your card, via the 'Osper Link'.

For Parents

Instant loads
Send money to Osper Cards instantly from your app from anywhere.
Regular pocket money, no fuss
Set up Osper Allowance once and never worry about having cash on hand.
Lock and Protect
Keep your family safe – lock and unlock instantly and control online spending.
Find out when things go wrong
Failed transaction or insufficient funds? Get an instant notification to your phone.

How much does Osper cost?

Osper thinks it should be easy and fun to learn how to manage money while still young. That’s why we’re building the world’s best banking service for 8-18s. Your first month with Osper is completely free. After that, it’s from £2.50 per child and month.

Osper Pricing

Why is Osper different?

Money is changing, and we believe that to change with it, you need more than a normal bank account. Check out some ways in which Osper is different.

	Typical High street bank*
Card from 8+	Card from 11+ (or older)
Sign up online in 2 minutes	Sign up in branch
Get PIN In the Osper App	Wait for PIN by post
Support from a small friendly team	Support from a large call centre
Pre-paid debit card (no overdraft or credit)	Cashcard (ATM only) or debit card
Online spending controlled by parent	No ability to control online spending
Blocked in inappropriate merchants	Not usually blocked anywhere
Child's mobile banking App designed for children	No child's banking app or repurposed adult app
Osper parent App – simple, secure, designed for parents	No parent banking app
Invite family members to gift from the Osper App	Only from sender's online banking

View full table

Join Osper for free.

Free for your first month, then from £2.50 per child per month.
Membership fee paid by parents not young people.
Cancel at any time at no cost.

Order Osper Cards

The Osper app is available for iPhone, iPad and Android.

Watch some Osper Stories