A Prepaid Debit Card for young people with a mobile banking app for the family

Watch Osper in action
"It’s teaching me how to relax a bit when it comes to finances with my children."

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A Debit Card for Young People to manage money responsibly.

The Osper Prepaid Debit Card is designed to safely introduce young people, aged 8 - 18, to making their own decisions with money: online, in shops, at cash machines and abroad.

A mobile banking app for Young People and Parents.

The Osper App turns money conversations between young people and parents into trusting, safe and empowering ones.

It's available on the App and Play stores.

Rated 4.5/5 on the App Store

‘Osper is amazing... my mum can transfer money within seconds! Would definitely recommend to all.’

Rated 8.9/10 on TrustPilot

'That is what Osper does, communicates and makes transactions easy and safe. He is on his way - no hassle.'

“Giving Holly responsibility with money was scary. But as always, young people surprise us with how responsible they can be. Now we're talking about setting up a monthly clothes budget.”

Davina, Osper Mum, Kent

Young people take responsibility for their own spending and saving.

Osper gives young people the independence and control to track their own spending and work towards their savings targets.

“I had lots of IOUs and ten pound notes – and now I have Osper. I can check whenever I want and wherever I am what I have on my Osper Card.”

Max (13), Osper Cardholder, West London

Parents can monitor spending and pass on good habits.

Osper allows parents to safely and gradually transfer responsibility for money to their children with a secure app that’s simple and easy to use.

All purchases go through MasterCard®. Safe, secure and reliable.

How does Osper work?

Want to see Osper in action? Watch our one minute video.

Simplifying banking for young people.

Join for free

Parents order an Osper Card in two minutes online.

Load money instantly

Parents load money directly from debit cards to Osper Cards.

Set monthly Allowance

Parents make automatic recurring loads to kick-start budgeting habits.

Spend safely anywhere

Osper Cards can be used safely in shops, online, in cash machines and abroad.

Track all spending

Young people and parents view every purchase immediately on the Osper App.

Lock Osper Cards

Locking is instant and reversible for young people and parents.

Join Osper for free.

Order Osper Card

Be a Founding Member. Receive features early. Help shape Osper. Free for first year, £10 / year thereafter.