Osper
FT
"A first debit card for Young People"
– financial times
Davina
"It’s teaching me how to relax a bit when it comes to finances with my children."
Davina's Story
As featured on


The Osper Prepaid Debit Card

The Osper debit card, embossed with your name, is a completely safe and secure way to spend. Use it anywhere that MasterCard® debit cards are accepted.

  • Shops & ATMs
  • online
  • Lock/Unlock

Osper is powered by MasterCard

The Osper App

Mobile banking built just for families



For Young People

  • Check your balance
    Know how much money you have, whenever you need.

  • Keep an eye on what you're spending
    With your Osper App you can see everything you've ever spent and where.

  • Save for a rainy day
    With Osper it's easy to keep some money away for something special.

  • Invite family to give you money
    Family and friends can put money on your card, via the 'Osper Link'.



For Parents

  • Instant loads
    Send money to Osper Cards instantly from your app from anywhere.

  • Regular pocket money, no fuss
    Set up Osper Allowance once and never worry about having cash on hand.

  • Lock and Protect
    Keep your family safe – lock and unlock instantly and control online spending.

  • Find out when things go wrong
    Failed transaction or insufficient funds? Get an instant notification to your phone.

£10 per card per year

That's just 83p per month!


How much does Osper cost?

Osper think that learning how to manage your own money is incredibly important when growing up. That's why we're building the best banking service we can for 8-18s. All we charge is £10 per Osper Card per year.


Osper Pricing


Why is Osper different?

Money is changing, and we believe that to change with it, you need more than a normal bank account. Check out some ways in which Osper is different.


Typical High street bank*
Card from 8+ Card from 11+ (or older)
Sign up online in 2 minutes Sign up in branch
Get PIN In the Osper App Wait for PIN by post
Support from a small friendly team Support from a large call centre
Pre-paid debit card (no overdraft or credit) Cashcard (ATM only) or debit card
Online spending controlled by parent No ability to control online spending
Blocked in inappropriate merchants Not usually blocked anywhere
Child's mobile banking App designed for children No child's banking app or repurposed adult app
Osper parent App – simple, secure, designed for parents No parent banking app
Invite family members to gift from the Osper App Only from sender's online banking
Recommend a friend and get £5 on all your Osper Cards No reward for referrals


Join Osper for free.

Free for your first 12 months, then £10 per card per year. That's just 83p per month!


Order Osper Cards

Membership fee paid by parents not young people.
Cancel at any time at no cost. Read more