Typical High street bank* | |
---|---|
Card from 8+ | Card from 11+ (or older) |
Sign up online in 2 minutes | Sign up in branch |
Get PIN In the Osper App | Wait for PIN by post |
Support from a small friendly team | Support from a large call centre |
Pre-paid debit card (no overdraft or credit) | Cashcard (ATM only) or debit card |
Online spending controlled by parent | No ability to control online spending |
Blocked in inappropriate merchants | Not usually blocked anywhere |
Child's mobile banking App designed for children | No child's banking app or repurposed adult app |
Osper parent App – simple, secure, designed for parents | No parent banking app |
Invite family members to gift from the Osper App | Only from sender's online banking |
*Terms reviewed across a range of children's high street bank accounts.
Free for your first month, then from £2.50 per child per month.
Membership fee paid by parents not young people.
Cancel at any time at no cost.