|Typical High street bank*|
|Card from 8+||Card from 11+ (or older)|
|Sign up online in 2 minutes||Sign up in branch|
|Get PIN In the Osper App||Wait for PIN by post|
|Support from a small friendly team||Support from a large call centre|
|Pre-paid debit card (no overdraft or credit)||Cashcard (ATM only) or debit card|
|Online spending controlled by parent||No ability to control online spending|
|Blocked in inappropriate merchants||Not usually blocked anywhere|
|Child's mobile banking App designed for children||No child's banking app or repurposed adult app|
|Osper parent App – simple, secure, designed for parents||No parent banking app|
|Invite family members to gift from the Osper App||Only from sender's online banking|
*Terms reviewed across a range of children's high street bank accounts.
Free for your first month, then from £2.50 per child per month.
Membership fee paid by parents not young people.
Cancel at any time at no cost.