Osper Stories
We've spent the last two years rebuilding the way we introduce young people to managing money.
Along the way we've talked to hundreds of Young People and Parents, held 'build-your-own-bank' workshops, tested lots of different ideas and learnt a huge amount about how to help young people take more responsibility for money.
This is our opportunity to share our journey with you.
The Osper Team
The Sharmas' Story
“When I wanted to buy something I had to ask my parents to pay for it. Now with Osper I can see how much I have and see it increase over time.”
Anand (18), Osper Cardholder
The Osper Logo
Here is the first ever sketch of the Osper logo.
To explain why it's an infinite loop, let's go back to why Osper exists.
Our core belief at Osper is that learning by doing is the best way of getting good at anything. With money, that means proving that you can handle your money, stick to a budget, save for goals and plan for the future. The more you do it, the better you become.
And the more you do it, the more your parents will trust you with money and give you more. So that's:
- Prove that you can manage the money you have responsibly
- Improve how much money you manage and freedom you have.
The logo represents that infinite loop of proving yourself (the small loop) and improving your financial freedom (the big loop) that we think is so important.
As for the colour orange... you need look no further than Alick's scooter.
Jonny (Design Lead)
Davina's Story
“When I heard about Osper and its ideals, to me it just felt safe.”
Davina, Osper Mum
Max and Celia's Story
“I'm excited about the prospect of learning, from such an early age, basics such as counting and being able to see money coming in and money going out.”
Celia, Osper Mum
Alick's Story
I'm Alick, the Founder of Osper (this photo's a bit old!).
When I was 11 years old, my accountant parents explained how much money they were earning and spending on me. I was shocked how much I cost!
They started giving me the responsibility to manage this money on my own. Finally, I had freedom and was being treated like an adult. In my first summer job, I made lot of tea and coffee. :)
By 13, I was managing over £200 every month on clothes, tennis lessons and anything else I needed. As a result at 19, when I went to university, I had no problems managing my student loan. That wasn’t the case for most of my friends.
That's why, 10 years on, I set up Osper. I want parents to transfer responsibility to their children to manage more money at an earlier age. From online shopping to football boots, from mobile bills to iTunes.
Let's have young people make their own decisions with money, make their own mistakes, and learn good habits for life early on.
Alick
The Sastrys' Story
“I like the fact that Osper is for me and it's my responsibility to look after my money.”
Isobel (11), Osper Cardholder
Join Osper for free.
Free for your first month, then from £2.50 per child per month.
Membership fee paid by parents not young people.
Cancel at any time at no cost.
The Osper app is available for iPhone, iPad and Android.