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Building good habits from a young age.

Build solid financial foundations in two taps. Your Osper App gives you a simple and safe way to give 8-18 year olds an opportunity to manage their own spending and saving.

Their money, their decision.

Giving young people responsibility for money decisions is scary. But giving them cash or lending credit cards does not build good habits. The Osper Card rebuilds banking for young people from the ground up. It gives you peace of mind, whilst giving your children more independence.

Set regular Allowance once. Let them manage their own monthly budget.

Being able to stick to a budget is a key part of becoming financially responsible. Osper lets you set up a monthly Osper Allowance and leave budgeting decisions to your children.

Games, iTunes or Clothes. Safe spending for them and peace of mind for you.

Make sure money's being spent on the right things in your Osper App. With the Osper transactions feed you see up-to-the-second transaction data.

“It's a fantastic early experience to have, I wish I'd had it earlier in life.”

Celia, Osper Mum

Modern family banking. Simple, safe and mobile.

Everything from checking balances to changing your debit card details and even ordering Osper Cards for more children is clear and simple to use.

Your whole family on Osper.

Manage all your children through your Osper App and switch between them instantly

Secure, safe and in your pocket.

Instant emergency money

Need to get your children emergency funds? Load money in two taps.

Osper alerts you

Receive a text message whenever Allowance is paid.

If lost, just lock

Stop purchases by locking an Osper Card from your mobile.

Mastercard® protected

Purchases are protected by the Mastercard chargeback policy.

Your money is safe

All funds are managed by a financially regulated bank.

No risk of overdrafts

Osper Cards are prepaid – only spend the card balance.

To join Osper you need

A UK debit card

An Android or Apple device

A UK mobile phone number

Join Osper for free.

Free for your first month, then from £2.50 per child per month.
Membership fee paid by parents not young people.
Cancel at any time at no cost.

Order Osper Cards

The Osper app is available for iPhone, iPad and Android.